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All Insurance companies have reacted differently to the situation of Covid-19. Most companies we deal with have offered the following options as below.


There are 3 options:


Option 1 : I need a payment deferral

Email info@freedomib.com 


Option 2 : I am no longer driving to work

If you reduced the kilometers you drive as a result of COVID-19, you are eligible for a premium reduction of  up to 15%, on average, for three months.

CLICK HERE TO GET THE FORM


Option 3 : I have stored my vehicle and will not be driving it 

If you have temporarily stored your vehicle and are no longer driving it as a result of COVID-19, you are eligible for a premium reduction up to 75% on average, for three months.

CLICK HERE TO GET THE FORM

































Frequently Asked Questions

Q. Can I drive my car if I chose Option 3 - Suspension of coverages?

A. No, you cannot drive your car while you car has suspension of coverages applied to it. 


Q. What are the minimum number of days I need to apply for Option 3?

A. To get the benefit of reduction of your premium. insurance companies require you suspend coverages for a minimum 45 days. If you reinstate your coverages before the 45 days, you will not get any premium break.


Q. Is there any minimum number of days for Option 2?

A. No there is no minimum number of days you need to apply for Option 2.


Q. Can I drive my car occasionally with Option 2?

A. Yes you can drive your car if you choose to apply for Option 2.


COVID-19